Amanda and Steve have been great KMP clients for a little while now, but before we began working together, they approached us with: “We have no idea where to start, feel like we’ve neglected planning for ourselves.
I’m so used to taking care of everyone else—Now that the kids are more independent, I’m finally realizing we haven’t put anything in place for us.”
They were in a common, yet pivotal moment in life.
Their two kids were mostly off the payroll: One thriving in college, the other headed into their senior year of high school. Life was good, but as Amanda and Steve continued to share during our first meeting, they had a realization:
“I think we’ve saved enough, but honestly, I don’t know if we’re on track. We’ve worked hard to get here and I don’t want to make mistakes that could cost us years.”
A Healthier Approach to Finances
Amanda and Steve’s concerns weren’t just about dollars & cents—they wanted clarity and confidence. And as we dug into their story, Amanda made a connection:
“When it comes to our health, we’ve always had a plan—meal prepping on Sundays & attending my daily fitness class. I guess I never thought of our money the same way, but maybe I should.”
She was right. The same principles that helped them stay fit and healthy could guide them toward financial independence:
- Routine reviews: Just like an annual health check-up, their finances needed regular attention to stay on track.
- Balance matters: Focusing too much on one area—like saving but not investing strategically—could throw off their long-term goals.
- Consistency builds strength: Whether it’s hitting the gym or sticking to a financial plan, steady habits lead to big results over time.
Their Roadmap to Financial Wellness
Amanda and Steve were ready to take charge. They had the discipline to succeed—they just needed a guide to help them organize their financial “workout plan.”
Here’s what we tackled together:
- Streamlining their accounts: We consolidated their scattered 401(k)s, IRAs, and savings accounts into a cohesive plan. No more shuffling through statements and guessing what they had.
- Crafting a retirement strategy: Using their goals and timeline, we built a clear roadmap that will lead them to retiring on schedule while maintaining their lifestyle.
- Proactive communication: We replaced the void they experienced from their previous advisor (lack of communication) with consistent updates and clear guidance moving forward.
Confident and Thriving
Today, Amanda and Steve feel stronger—both financially and mentally.
- They have a detailed plan that shows exactly how their savings will support their retirement dreams.
- They’re traveling more often, guilt-free, knowing they’re on track for long-term success.
- Amanda recently shared that she’s enjoying yoga again without her mind constantly racing about their finances.
- And the family SUV that was so heavily relied on to cart kids around to practice and recitals, has finally been upgraded to something more luxury that Amanda enjoys and deserves.
Steve: “I feel like we finally have permission to enjoy the life we’ve worked so hard for, it’s not just about having a plan—it’s about knowing someone’s in our corner, helping us make the right moves.”
What About You?
If you’re 50 and wondering how to plan for what’s next, you’re not alone. Let’s create a roadmap that aligns your hard work with your dreams for the future.
Schedule a quick call today or forward this email to someone you know who’s ready to take the next step.
Cheers,
Nic
This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments or strategies may be appropriate for you, consult your advisor prior to investing.
