2023 Financial Advent Calendar
To end the year on a high note, we created a Financial Advent Calendar filled with 25 Financial Planning gifts to enjoy this Advent season with friends and family.
December 1, 2020
To end the year on a high note, we created a Financial Advent Calendar filled with 25 Financial Planning gifts to enjoy this Advent season with friends and family.
Recently, I’ve been fielding a range of inquiries revolving around a common question: “Should I invest my emergency funds because rates are low?” The unequivocal answer is “No.”
The opening line of Jim Collins’ book emphasizes how settling for “good” can hinder achieving greatness, a concept applicable to various aspects of life, including diet, fitness, and financial planning.
High earners should follow H.A.I.L: Maximize HSA, leverage Roth options, secure a line of credit, consider cash value life insurance, and prioritize employer-matched pre-tax investments for optimal financial allocation.
Balance your portfolio like choosing vehicles for different terrains – from high-flying tech giants to steady staples like Hershey and Coca-Cola.
From home equity lines of credit to borrowing against investment accounts, having these options ready can offer flexibility and potentially prevent unnecessary taxes on investments.
Stay ahead of the game with the Roth Revolution—because when opportunity knocks, readiness is everything!
Segmenting your money into different “buckets” based on purpose ensures better decision-making, prioritizing safety and liquidity over growth in short-term allocations.
Principles high earners should pay attention too to continue to grow their wealth.
The Richest Man in Babylon can teach you a lot about where to put your money.
Early withdrawals from a Roth IRA may trigger a 10% IRS penalty tax if made before age 59 ½ or within 5 years of account opening, emphasizing the need to consider individual circumstances and potential penalties.
Discover the tax benefits of a Roth 401(k) with this hypothetical scenario, showcasing tax breaks during your working years and tax-free distributions in retirement.
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