Make the most of these high earning years
The financial choices you make now will affect you and your family for decades to come. You don’t have to face those decisions alone.
We’ve worked with many sales professionals like you
We understand where you’re coming from
Your income is inconsistent
The ups and downs make it hard to gain control over your finances
You dread tax time
You’re tired of big tax bills and want a more tax-efficient strategy
You don’t want to do this forever
The money is good, but you want to retire sooner rather than later
Know My Plan can help you...
Create a financial plan that helps you feel stable and stay on track, even when your income fluctuates
Invest and save in a tax-efficient way, with a strategy to help you keep more of what you earn
Plan for and work toward an early retirement, so you can enjoy financial freedom sooner
Have a better understanding of your finances and investments – and know if you’re on track
Remove the stress from big decisions by providing guidance whenever you need it
Make sure your finances are working together effectively
Stop second-guessing if you’re making the right financial moves
Find clarity across your entire financial life – beyond investments
Answer the big questions: am I saving enough, am I on track, am I making the right decisions?
(Just some of)
The questions we help answer for sales professionals
How can I make the most of a big bonus or commission?
Can I retire at 55? What does that plan look like?
Could I be paying less in taxes?
What investments make the most sense for my goals?
Am I missing anything important?
How can we afford more family vacations?
How can I save for retirement AND my kids’ college?
What should I do with my vesting or vested stock options?
How can I make the MOST of my highest earning years?
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What makes us different?
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Our extensive plans are easy to understand AND easy to follow.
We break them down into actionable steps and work alongside you to execute your plan.
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We don't limit you to annual or quarterly meetings.
We’re available for micro-meetings whenever you need us – to answer your questions, help with your financial decisions, or review your plan.
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We'll never leave you in the dark.
We make sure you know what you own, why you own it, and where it fits into your plan. We provide clarity and transparency in every decision we make.
All the ways we help
Every strategy, every recommendation, and every plan is completely custom to you and your goals
Retirement Planning
- Retirement plan reviews – are you on track
- Retirement goal setting and bucket list items
- Social security analysis
- Cash flow analysis
- IRA contributions and Roth conversions
- Annuities and pensions
- RMDs and withdrawal optimization savings
- Establishment of 401k retirement plans
Investment Planning
- Custom investment strategy based on your goals
- Portfolio reviews at your desired frequency
- Asset allocation
- Review of outside accounts
- Investment policy statement
- Titling and beneficiary designations
- Stock concentration strategy
- Account aggregation
Cash Flow & Budget
- Reviews of your goals, expenses, and budget
- Income source reviews and budget adjustments
- Emergency funding strategy
- Dollar cost averaging
- Banking and credit management
- Guidance on big decisions and large purchases
- Mortgage review
- Lines and credit and debt management
Tax Planning
- Tax sensitive investing
- Cost-basis and gains reviews
- Executive compensation strategy
- Carry forward losses
- Tax loss harvesting
- Potential Roth conversions
- Health Savings and Flexible Spending accounts
- Tax return analysis
Risk Management & Insurance
- Annual review of existing policies
- Life insurance needs analysis
- Health Savings Accounts (HSA)
- Medicare guidance
- Long-Term Care Insurance analysis
- Disability Insurance analysis
Assistance to loved ones
- Gifting
- College planning, UGMA/UTMA/529 plans
- Paying off college loans
- Caring for aging family members
- Roth IRAs for children
- Review of estate plan
- Minimize estate taxes
- Charitable giving
How to get started
Schedule your introductory meeting
It all starts with a conversation
- Tell us what you're struggling with
- Find out how we can help you
- Decide if we're a good fit
And walk away with a COMPLIMENTARY financial plan!
- A clear financial picture of where you are now
- A defined list of goals to work toward
- Concise steps to start you on the right financial path
Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.