Mark and Sarah are a dynamic couple navigating the whirlwind of life.
Mark’s 41, a senior manager at a tech company, and his wife, Sarah is 39, operates a bustling and inspiring nonprofit. They have three amazing kids who keep them on their toes with sports, recitals, school events, and community activities. Their minivan never stops, with typicallyevenings involving screeching tires in-and-out of the driveway, Chick-Fil-A drive-thru’s, and hustling through homework just before bed.
The Grind
Behind their outward success is a familiar story. Mark and Sarah have worked tirelessly to get where they are today. They’ve paid off student loans, advanced through entry-level jobs, and covered years of childcare expenses. It wasn’t easy, but they’ve finally hit their stride.
Their hard work has paid off with blooming careers and a growing household income. But with this newfound success came a fresh set of challenges:
• Mark recently received stock options at work, but no idea how or what to do with them
• Sarah noticed their tax bills increasing at an alarmingly rate
• Three kids and a packed schedule, their time to focus on finances was practically nonexistent
Mark put it best when he said: “We finally have a little breathing room, but I don’t know if we’re making the right financial moves. We’re flying by the seat of our pants!”
The Turning Point
When Mark and Sarah came to us, they were overwhelmed. They requested clarity—a way to manage their growing financial complexity while maintaining focus on their careers and family.
Here’s how we helped provide relief and a long-term solution:
1. Simplified Their Finances: We created a consolidated financial plan that covered everything from managing Mark’s ESO’s to optimizing their families financial strategy.
2. Implemented a Tax Plan: We worked through the complexities of AMT (Alternative Minimum Tax) and created a strategy to minimize their growing tax burden.
3. Maximized Time Efficiency: By providing a clear roadmap, we reduced the time they needed to spend worrying about finances, freeing them up to focus on their family and careers.
Flourishing Today
Mark and Sarah openly share how confident they now are about their financial future.
• They know exactly how to handle Mark’s stock options and have a strategy for diversifying their investments.
• Their tax plan has saved them thousands of dollars, and they finally understand where their money is going.
• With a clear plan in place, their priorities are allocated for and now they can focus on other goals, e.g. bolstering their emergency fund, saving for a dream vacation, favorite sports team playoff tickets…
Best of all, these guys are now confident in the decisions they’re making. They know they’re doing what’s right to make good financial moves to create a brighter future for their family.
What About You?
Does Mark and Sarah’s story sound familiar? If you’ve been grinding for years and now find yourself juggling an increasing income, tax complexities, new financial opportunities, and massive time constraints, or a combination of these, we’d love to help.
You don’t have to navigate it all alone. Let’s create a plan that brings clarity, confidence, and a little more breathing room to your busy life.
Click here to schedule a quick call or forward this email to someone you know who might need a helping hand.
Cheers,
Nic
This is a hypothetical situation based on real life examples. Names and circumstances have been changed. The opinions voiced in this material are for general information only and are not intended to provide specific individualized investment, tax or legal advice for any individual. We suggest that you discuss your specific situation with a qualified, legal advisor and financial advisor.
