If family is your “why,” are you willing to do the hard work to “stack the odds in your favor” to spend as much quality time with your family as possible.
I often tell people if there is one place where you are going to splurge, it should be on your own health and wellness. The repercussions of not being are most obvious, but it is expensive to have poor health.
How do you save to be financially able to support yourself and your loved ones? I think you must focus on the controllable.
Protection Plan (the various types of insurance that is needed if something bad happens)
Savings Rate (how much can you consistently save for multiple years)
Asset Location (where you are saving)
Asset Allocation (the mix of stocks, bonds, real estate, and cash).
There is no reason to focus on the things we cannot control. None of us can control what someone is willing to value a particular investment at from day to day anyways.
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