Diversify Across Three Key Investment ‘Buckets’


You have probably heard don’t put all your eggs in one basket before, right?  It’s great advice!  Make sure to have at least three different “buckets” of money.

???? Tax Free – Example:  Roth IRA, HSA, Cash Value Life Insurance

???? Tax Deferred – IRA, 401k

???? Taxable – Brokerage/Managed accounts

Information in this material is for general information only and not intended as investment, tax or legal advice. Please consult the appropriate professionals for specific information regarding your individual situation prior to making any financial decision.

Withdrawals of Roth IRA earnings prior to age 59 ½ or prior to the account being opened for 5 years, whichever is later, may result in a 10% IRS penalty tax.

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