According to an investor study from Natixis…
🎯 Investors expect annual returns to be 11.2%
🎯 78% of these individuals list “Capital Preservation” as their top priority
There is a huge disconnect between what individual investors are expecting (11.2%) and risk tolerance. The long-term returns of a 100% stock (“Aggressive Growth”) profile tends to be less than 11.2% annually and historically long-term market returns have been approximately 7%.
What should an investor expect with “Capital Preservation” listed as their top priority? Certainly not 11.2%.
🤔 The more important question is what rate of return is required to make your plan work?
REMEMBER: Your goals determine your plan. Your plan determines your portfolio.
10 Actions To Take 10 Years Before Retirement
In this paper we discuss 10 actions you should take to develop and deploy a successful long-term wealth plan. It will help you make decisions about your financial journey today and well into your retirement chapter.