Here’s a brief story about Matt and Lisa that I thought might provide you some education and value:
Matt just turned 50 and is the VP of Operations at a regional manufacturing firm. Lisa’s 49 and manages a small real estate business she started more than a decade ago. Their two kids are mostly off the payroll—their oldest just graduated college, and the youngest a junior in high school.
For the first time in decades, Matt traded in the family SUV for a car that he’s excited about, a BMW 530i. Lisa’s began to realistically envision their bucket-list trip through Europe in 2026—Things are opening up for this couple.
On the surface, Matt and Lisa appear to have it all figured out, but underneath the milestones and celebrations, Matt was battling financial anxiety and couldn’t shake the thought:
“We’ve worked really hard over the years, but we’re 50—Retirement’s around the corner, are we REALLY ready?”
Ohh the stress that so many people carry from their “scattered accounts.”
When we first sat down with Matt and Lisa, they self-admitted they were feeling lost. Over the years, they’d accumulated multiple accounts: Old 401(k)s, IRAs, several brokerage accounts, college savings plans, HSAs, etc. Their finances felt like a mismatched jigsaw puzzle, they were unclear where to start and how the pieces might fit together.
Lisa put it bluntly:
“It feels like we’ve done well enough, but we don’t have a real plan and to be honest, I have no idea what’s happening with our current advisor—we never hear from them.”
They obviously want to retire someday but clearly lacked the confidence that they were on track. And while they meant well, seeking professional help, they were out of the loop and wanted to stay involved in the process and understand all their options.
From Overwhelmed to Organized:
We helped Matt and Lisa take the first step by bringing clarity to their financial picture.
Here’s how we worked together:
- Consolidated Their Accounts: We streamlined their scattered accounts into a cohesive plan, reducing fees and overall complexity.
- Built a Roadmap to Retirement: Using their timeline and goals, we created a clear strategy for saving, investing, and spending.
- Opened Communication: Instead of feeling left in the dark, Matt and Lisa now get regular updates, clear insights, and a partnership where their voices matter.
Flourishing at 50. With a plan in place, Matt and Lisa:
Are confident in their ability to retire comfortably on their timeline
- Enjoy life today, knowing their finances are working for them
- Are involved and informed about what they own and why it’s part of their overall strategy.
Matt summed it up perfectly during our last meeting:
“It feels like we’ve finally got the right people on our team. I wish we’d found you guys years ago.”
-Nic
