Financial planning can be overwhelming.

We believe that we are very good at helping our clients implement their financial plan.

A  plan that is implemented is far better than any plan collecting dust on a shelf.

We give our new clients simple & concise next steps to help them go from where they are to where they want to go.

Generally, this is two to three tasks to accomplish between now and the next time we meet. Our goal is to limit overwhelm to create positive momentum.

The most important part of any plan is the ongoing monitoring of the plan.

We know that even with a financial plan in place, nothing is permanent. Life is always changing.

And we’re here to make sure your financial plan changes with it. So, no matter what is coming at you, you’re in the best financial position possible.

During the onboarding process while we are implementing the plan, there will be numerous meetings to make sure that we are continuing positive momentum and building the foundation for a successful long-term planning relationship.

After the initial implementation of the plan, we will do a first statement review.  At this time, we will go through the statement together, setup your access to view your accounts online, and answer any questions you may have.

On an ongoing basis, we’ll conduct one formal annual review per year to evaluate the entire plan and make any updates or course corrections as needed.

However, we also believe in the power of ongoing communication and we want to meet with you whenever you experience any major life event (changing jobs, retirement, new job, relocation, major purchase, etc…) or have a financial question (refinance, can we afford private school, what happens if my parents need care, etc…).

These micro-meetings are separate and distinct from the annual review and ensure we’re available not just once a year – but whenever you need us!

We work with high achieving professionals typically in their 40’s and 50’s. Our typical family is married, three kids, and a dog.

We enjoy working with families who see the benefit in hiring a guide to help with ongoing planning. These families understand the incredible value in building, maintaining, and transferring wealth to their loved ones over decades, not days.

The families that we work with are hungry to get their financial ducks in a row. They want to have their estate planning documents in place. They want to ensure their family is ok if something happens by having appropriate levels of life, disability, and long-term care insurance. They want to make sure they are investing enough to fund their dreams, goals, and aspirations.

Most prospects that we meet have either already saved & invested their first $500,000 or have household family income above $250,000. But, at Know My Plan, we do not have minimums. We want to maintain the flexibility to work with great families with a shared vision.

We charge an asset-based fee (on the assets that we manage) not to exceed 1.15%.

When clients entrust us to manage $2m or more, the management fee will not exceed 0.80%.

We predominantly use individual stocks and exchange traded funds. We like individual securities because they do not have an expense ratio. In addition, we utilize exchange traded funds which do have expense ratios. We are committed to utilizing low-cost ETF’s to mitigate overall expenses.

Our advisory accounts do not have commission or transaction fees.

We are a hybrid financial planning firm which means that we can charge advisory fees, but we can also receive commissions on brokerage accounts. We think it is critically important to be able to offer both. Many insurance based products are only available on a commission basis. We think it is imperative for our families to have appropriate levels of life, disability, and long-term care insurance. We don’t want to simply farm that out to a 3rd party. We want to be involved in that process.

When commissions are involved, we will clearly let you know.

It’s easy! It all starts with a conversation. Just schedule a meeting with us to tell us what you’re struggling with, find out how we can help you, and decide if we’re a good fit!

> SCHEDULE A MEETING