Dollars and Diagrams

The Non-Qualified/Taxable Account Dilemma


High earners must be especially careful with asset location.  After all, you can only contribute so much to your 401k/403b plans. After maxing out employer-sponsored plans and retirement accounts, you are forced into looking at non-qualified (taxable) account options.

Pay close attention to how certain assets are taxed.

A couple of examples:

Municipal bond interest is federally tax-free, but the current rates for most investment-grade municipal bonds are low.

Corporate bond interest is taxed at ordinary income.  For most high earners, it just does not make sense to own corporate bonds in taxable accounts.


Information in this material is for general information only and not intended as investment, tax, or legal advice. Please consult the appropriate professionals for specific information regarding your individual situation prior to making any financial decision.


College Planning

Disability Insurance

Estate Planning



Life Insurance

Retirement Funding

Roth IRA


financial fortress blueprint
Ready To Get A Plan To Conquer Your Finances Once And For All?

Your 1-Page Financial Fortress Blueprint Is The First Step. Click Below To Learn More.

graphic 10 actions to take

10 Actions To Take 10 Years Before Retirement

In this paper we discuss 10 actions you should take to develop and deploy a successful long-term wealth plan. It will help you make decisions about your financial journey today and well into your retirement chapter.

Success! Check your email inbox for next steps!

We’ve Prepared Your Guide For You…

…Just Tell Us Where To Send It

Success! Check your email inbox for next steps!

Pin It on Pinterest