How To Resist The Urge To Tap Into Your Retirement Savings
Avoid tapping into retirement savings prematurely to prevent a costly mistake, exemplified by a man facing a hefty 50% tax hit on a $200k IRA withdrawal for a condo purchase, stressing the importance of resisting impulsive financial decisions.
Why No One Has A Crystal Ball In Investing
Let’s focus on long-term strategies like building an emergency fund and diversifying your portfolio to achieve your financial goals.
5 Alternative Paths To Fund Your Roth IRA
You can contribute to a Roth IRA in various ways beyond direct contributions, allowing flexibility even if your income exceeds certain limits.
Boring is Beautiful: Aflac [Infographic]
Why boring is sometimes good in investments.
How To Automate Your Savings
Automate your financial plan for success by setting clear goals, crafting a plan, and establishing automated processes, allowing you to make consistent progress towards your objectives without constant monitoring.
One-Page Financial Plan
Financial plans don’t have to be complex, let’s look at the benefits of a one-page financial plan.
The Ongoing Care Of Financial Planning
Maintain your financial plan like a farmer tending to a field, ensuring contributions, managing investments, and seeking guidance when needed.
The Tax-Free Triangle
Learn three ways to create tax-free income: Roth accounts, cash value life insurance, and Health Savings Accounts offer opportunities for tax-free distributions and growth.
How Roth Accounts Shield Your High-Return Investments
Allocate speculative investments to tax-free Roth accounts to maximize gains without triggering tax liabilities, providing a strategic approach for capitalizing on high-return opportunities.
Boost Your Fitness: 5 Benefits Of Adding Planking To Your Routine
Planking offers a range of benefits, from better posture and flexibility to reduced back pain and improved metabolism, making it a valuable addition to your fitness routine with its diverse variations.
Investor Expectations vs. Reality
Investors’ expectation of 11.2% annual returns conflicts with their priority of “Capital Preservation,” revealing a notable gap between risk tolerance and expectations.
Allocating Your Liquid Net Worth
Allocate your net worth strategically: maintain a six-month cash reserve, secure five years’ worth of portfolio income in fixed-income investments, and invest the rest for long-term growth.
