Another Look At Saving On A Variable Income 2.0

After mastering variable income basics, strategize next steps: maximize retirement contributions, automate investments, and ensure surplus funds work for you.
How To Diversify Your Portfolio Like A Pro

Diversification isn’t just about owning many funds; it’s about ensuring your investments are spread across various asset classes to weather market volatility and maximize returns.
Market Drop Survival Guide

Rather than trying to predict market drops, focus on preparation: consult your plan, build your emergency fund, and ensure short-term funds are secure.
The Big Picture Of Stock Ownership

Cut through investment noise, commit to a strategy, stay invested long-term, and understand market history to navigate fluctuations confidently.
The One-Page Financial Plan

A 1-Page Financial Plan streamlines your goals, offers clear steps, saves time, reduces stress, and addresses major financial questions proactively.
Prioritizing Retirement While Saving For College

Balancing college savings and retirement planning means prioritizing your financial independence, benefiting both you and your children in the long run.
Capitalizing On Market Dips With Roth IRA Conversions

Market dips can be opportunities for strategic moves like converting depreciated securities to a Roth IRA, but navigating taxes and long-term growth requires expert guidance from a Financial Planner.
How Bunching Charitable Donations Can Benefit Your Family

Bunching charitable donations every other year can maximize tax savings, particularly for families in higher tax brackets, leveraging the current standard deduction.
Achieving Your Ideal Mortgage Payment

Starting with a goal of a $1,000 monthly mortgage payment, strategic planning reveals options like a $300k home purchase with a $70k down payment, showcasing the importance of foresight in financial decisions.
How To Begin Your Journey To Financial Independence

Like training for a marathon, achieving financial stability starts with consulting a financial planner for assessment and actionable steps, emphasizing ongoing support in the journey.
After Tax 401(k) vs. Roth IRA

Consider the tax benefits: accumulating funds in an after-tax 401k versus a direct rollover to a Roth IRA offers different retirement outcomes, emphasizing the importance of long-term planning.
The Power Of Roth IRAs For Minors

Minors can have Roth IRAs, allowing them to contribute 100% of earned income up to $6,000 annually, offering a substantial head start towards financial independence, with penalty-free access to contributions.