How Much Money Do I Need?
After calculating the annual portfolio need for “financial independence” at $151,713 and dividing by a 4% distribution rate, the required portfolio amount is $3,792,833, marking a significant step towards financial freedom.
How Much Do I Need To Save?
A look at what is needed in saving for you financial portfolio.
How Much Should I Be Saving?
It’s essential to tackle the monumental variables of future tax rates, inflation projections, and portfolio return expectations.
How To Budget/Save On A Variable Income
Despite increased income, navigating variable earnings can feel uncertain; however, strategic planning, like averaging monthly earnings and building an emergency fund, can provide stability.
Another Look At Saving On A Variable Income 2.0
After mastering variable income basics, strategize next steps: maximize retirement contributions, automate investments, and ensure surplus funds work for you.
How To Diversify Your Portfolio Like A Pro
Diversification isn’t just about owning many funds; it’s about ensuring your investments are spread across various asset classes to weather market volatility and maximize returns.
Market Drop Survival Guide
Rather than trying to predict market drops, focus on preparation: consult your plan, build your emergency fund, and ensure short-term funds are secure.
The Big Picture Of Stock Ownership
Cut through investment noise, commit to a strategy, stay invested long-term, and understand market history to navigate fluctuations confidently.
The One-Page Financial Plan
A 1-Page Financial Plan streamlines your goals, offers clear steps, saves time, reduces stress, and addresses major financial questions proactively.
Prioritizing Retirement While Saving For College
Balancing college savings and retirement planning means prioritizing your financial independence, benefiting both you and your children in the long run.
Capitalizing On Market Dips With Roth IRA Conversions
Market dips can be opportunities for strategic moves like converting depreciated securities to a Roth IRA, but navigating taxes and long-term growth requires expert guidance from a Financial Planner.
How Bunching Charitable Donations Can Benefit Your Family
Bunching charitable donations every other year can maximize tax savings, particularly for families in higher tax brackets, leveraging the current standard deduction.
