How U.S. Treasury Bond Returns Have Evolved Since 1991
Over 30 years, the return on a 30-year U.S. Treasury Bond has significantly decreased, illustrating the changing dynamics of investing and purchasing power over time.
Why Your $100 Today Could Buy Half As Much In 20 Years
Inflation hits closer to home when you realize a $100 bill today could only buy half as much in 20 years, with recent experiences like a 22% increase in the cost of a haircut highlighting its impact.
How To Simplify Complex Financial Plans
Simplify your financial planning process: Instead of lengthy documents, focus on clear, actionable steps to achieve your goals and take control of your finances, one step at a time.
The Back Door Of IRAs
The Back Door IRA strategy involves contributing to a non-deductible IRA and converting it to a Roth IRA, but if you have a Traditional IRA, it gets more complicated, so it’s best to seek guidance.
A Common Roth Conversion Mistake
Avoid withholding during Roth conversions if you’re under 59 ½ to prevent a 10% penalty on any mismatch between the converted amount and withheld taxes.
When Is The Right Time For Roth Conversions?
Before initiating Roth conversions, ensure you can answer “YES” to all three essential questions, and if not, focus on accumulating cash, which serves as your conversion fuel.
Revamp Your Fitness Routine
Switch up your workout routine with a challenging “prison yard style” workout like the one outlined by Jon Wilde on GQ.com, aiming for a faster completion time with each attempt.
NBA Stars’ Favorite Snack: The Peanut Butter And Jelly Sandwich Revealed!
Indulge in the NBA’s Guilty Pleasure: The Peanut Butter and Jelly Sandwich Craze!
The Benefits Of Working With A Financial Planner
In our daily schedules, there’s a crucial “Magic Window” where we decide our priorities. If you’d rather not handle financial complexities during this time, hiring a planner can streamline your journey and save you time.
When To Hire A Financial Planner
While simplicity suffices in the beginning, a financial planner can offer clarity and guidance as complexities arise, saving time and reducing stress.
Do Your Beliefs Align With Your Investments?
If you foresee higher taxes in the future and have most assets in pre-tax retirement plans, transitioning to tax-free investment vehicles is crucial—act now to devise a plan.
Are You Missing Pieces In Your Financial Puzzle?
What can you gain from working with a financial planner, what are you missing?
